The Finance Blog: Income Tax Slabs for Financial Year 2012-13

Here?s the Income Tax Slabs for the financial year 2012-13, based on the budget presented by the Finance Minister on 16th March 2012.

General
Till 2,00,000 ? 0%
2,00,001 ~ 5,00,000 ? 10%
5,00,001 ~ 10,00,000 ? 20%
Above 10,00,000 ? 30%

Senior Citizen (Between 60 & 80 years)
Till 2,50,000 ? 0%
2,50,001 ~ 5,00,000 ? 10%
5,00,001 ~ 10,00,000 ? 20%
Above 10,00,000 ? 30%

Very Senior Citizen (Above 80 years)
Till 5,00,000 ? 0%
5,00,001 ~ 10,00,000 ? 20%
Above 10,00,000 ? 30%

Comments
The Finance Minister didn?t mention about a separate tax slab for women. Either it is awaited or we will see that it is unified with the General category. I think the unification of tax slabs for men and women makes greater sense.

The first slab is raised from 1,80,000 to 2,00,000 leading to a maximum tax savings of 2,000 in this slab. People earning income between 8,00,000 and 10,00,000 are the biggest beneficiaries of the new tax slabs as this range of income moves from a 30% slab to 20% slab, resulting in a maximum tax savings of 20,000.

Overall, this is not a great relaxation for the income earning populace at a time when the cost of living has consistently been higher and is not showing any signs of cooling.

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Suu Kyi cites widespread poll irregularities

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Source: http://news.yahoo.com/suu-kyi-cites-widespread-poll-irregularities-042847140.html

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Tribe $2 billion in debt after casino bonanza

MASHANTUCKET, Conn.?? For two decades, the Mashantucket Pequots lived like Indian gambling royalty. Luxury cars abounded on their tiny, gated reservation of colonial and ranch-style homes in the woods of southeastern Connecticut.

The tribe's Foxwoods casino, the largest in the Western Hemisphere, allowed members to live without concern for money, generating shared revenue stipends that once exceeded $100,000 annually for each adult.

This month, with Foxwoods struggling with debt exceeding $2 billion, payments to members stopped. The tribe has opened a food pantry for needy families, counselors have provided guidance on how to pursue jobs and members have been left to ponder the end of what once seemed a sure bet.

"I was poor before. I can be poor again," tribal member Gina Brown-Congdon, 59, said. "I'm not happy, but you have to deal with what life gives you."

The money is not the only source of anxiety. FBI agents have been visiting the reservation and asking about tribal finances, according to two people with knowledge of tribal activity who spoke to The Associated Press on condition of anonymity to protect their relationships with the tribe. It all contributes to one of the most tumultuous periods in the recent history of the Pequots, who own and operate the casino that made their reservation one of the wealthiest communities in America.

The affluence vanished as quickly as it came for the tribe, which had only one person living on the reservation in the early 1970s. The Pequots won federal recognition and opened a bingo hall in the 1980s before hitting the jackpot with the start of casino gambling at Foxwoods in 1992. People who traced their bloodlines to Pequots counted in a 1900 census were allowed to join the tribe, which now has roughly 900 members.

A tribal elder, Loretta Libby, said many worry about what will come next.

"Our stress levels are very high up here," she said. "I just don't know what's going to happen."

The Mashantucket Pequot Tribal Council said it stands united and focused on success at the Foxwoods Resort Casino.

"The community is pulling together in these challenging economic times, and we are eagerly embracing our future with a strong determination to continue growing our business as a major economic force in southeastern Connecticut," the council said in a statement.

Tribal leaders have discouraged members from talking with outsiders. A reporter who made a recent visit was stopped by five tribal police officers, including the chief, and escorted off the reservation. The police handed out notices later that day instructing people not to speak with reporters.

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Despite the financial difficulties, Brown-Congdon said, she feels only gratitude toward the tribe for providing so well for so long. A Rhode Island native, she worked in potato fields for a time before coming to the join the tribe. The gambling income allowed her to live comfortably while she tended to ailing family members and cared for some of her sister's 15 grandchildren.

She owned a house and cared for her sick brother until he died in 2010 and, without his tribal income, she could no longer afford it. She now fears the end of the payments could force her out of her rented house on the reservation. She wishes that she ? and the tribe ? had planned better for hard times, but she said the tribe's only fault was perhaps being overly generous in its spending.

"They gave us the best care and the most love," she said. "They made their decisions the best they could."

The new austerity is a result of financial troubles at Foxwoods, which has been in talks to refinance its debt. After years of unparalleled success drawing gamblers from across New England and New York, the casino began struggling with increased competition and slackening demand. Foxwoods completed a major, costly expansion with the 30-story MGM Grand hotel and casino at the height of the recession in 2008. The resort has four hotels, more than 6,300 slot machines and 360 tables with 15 different types of games in six casinos.

The regular member payments ended in 2010, but the tribe offered smaller, transitional aid to members until March.

The tribe has been providing financial counseling and placing more members with jobs, including some at the casino. One member, 60-year-old Roslyn Charles, said the tribe still makes other aid available, including help with utility bills. And while jobs are available, she said many do not want to work.

"This is a family. There's no friction. You've got to do what you've got to do," said Charles, who works at a library. "The economy is hitting everybody. It's not just us."

Of more than 500 American Indian tribes across the country, 124 have notified the U.S. Interior Department of intent to share gambling revenue with members, according to the Indian Gaming Office of the Bureau of Indian Affairs. But government officials say they take a hands-off approach and do not know how many actually make payments or how much they share.

Valerie Red-Horse, a financial analyst familiar with Indian casinos, said some tribes have probably paid out too much, but the distributions often barely meet the needs of tribes who live on distant reservations with meager resources and limited access to government services.

The tribe that runs the Mohegan Sun casino, a nearby Connecticut rival of Foxwoods, has kept up payments despite financial strains, said Bruce "Two Dogs" Boszum, chairman of the Mohegan Tribal Council. He declined to say how large the payments are, but he said they began modestly to help members improve their lives and have grown slowly ? an approach he said other tribes could learn from.

"It's not something you want to take back later," Boszum said. "We've done a lot of work to maintain all of our services here, and we've kept everything just the way it is."

As the Pequots have cut back their spending, their neighbors in Ledyard say they have not seen dramatic changes, although there are fewer exotic cars. The arrest of two tribal members in an October home invasion set off some concerns for crime, but police say they do not see a connection between a rash of burglaries and the tribe's financial situation.

A farmer on land bordering the reservation, Robert Burns, said he believes tribal members will benefit from the cutbacks.

"I've always felt that stipend stood between them having the joy of being realistic members of our society and that, it many cases, it served as a device to separate them from the community," Burns said. "It may seem like a hardship, but it will give them the gift of learning how to function as a member of the larger society."

Brown-Congdon said she worries about the tribe, particularly young people who know only affluence. But she is moving on and thinking of what she could do for work.

"A lot of things have come full circle for us," she said.

Copyright 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Source: http://www.msnbc.msn.com/id/46883766/ns/us_news-life/

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Home Buying Advice For The Novice Buyer | Real Estate Nota

If you want to purchase a foreclosed home, be aware that it will most likely need repairs. A home that have been foreclosed may have been left unattended for a while before it was listed. Quite often a foreclosed house will require a new HVAC system, and it may also have pests.

Stay in touch and communicate regularly with other investors in the real estate field. They may know of a property that isn?t right for them, but may be perfect for you. This is a great way for you to be able to find a diamond in the rough that may have been overlooked by other investors.

If you?ve made an offer for a house that seller didn?t take, don?t be discouraged, since you might find a better home. The seller might be able to reduce the price, repair things or share the closing cost.

When the time comes for you to buy property, it is vital to hire a reputable real estate agent. You can check reputations online as well as with the Better Business Bureau. The most reliable references that you can get will be from co-workers, family members and friends.

Be aware of developments in the pre-foreclosure market. Pre-foreclosure properties can be a good investment for someone with enough time and real estate savvy to do the due diligence needed to assess the real value of this type of home. Properties considered in per-foreclosure is any property in which the payments are delinquent. Any lender can provide you with a list of possible pre-foreclosures, or you can put out an ad that says you will buy properties for cash. However you find owners of pre-foreclosures, find out what the owner owes, and make an offer that is a couple thousand dollars above that amount. You can sometimes benefit greatly by this method, particularly if the payoff is much lower than market value.

When you are purchasing a house, be sure to hire individuals that work directly for you. It may seem okay to utilize those people that work for the seller, such as the appraiser, but don?t do it; hire your own. Of course, it will cost you money, but it could save you thousands in the end. However, the best option is to hire those individuals you feel comfortable with and have a level of trust with. Having someone on your side will save you a lot of money over time.

Vehicle owners who are on the market for a new home should verify that all prospective properties have access to ample parking. This is particularly important for homes without driveways. If you choose a location with little parking, you may find yourself having to hike long distances each evening from parking spots well out of your way.

You should now be able to find the resources you need, and have a better idea of how to go about your real estate transaction if you use these tips. Understanding all of the steps in buying, and the potential pitfalls, helps you feel more confident and comfortable as you work your way through the process, and hopefully you will soon find yourself the proud owner of a new piece of real estate.

For more information on real estate advice, visit http://realestatenota.com

Source: http://realestatenota.com/home-buying-advice-for-the-novice-buyer-2/

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Adrienne Rich, feminist poet and essayist, dies

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Source: http://news.yahoo.com/adrienne-rich-feminist-poet-essayist-dies-221054714.html

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news: The great marriage debate. - Relationships - Marriage

People marry for many reasons, to publicly declare their love or legitimise their relationship, to have a family, improve economic stability, and sometimes for citizenship in a foreign country. Whether the reasons for marriage are legal, emotional, social or financial some truths emerge about the consequences of marriage on the individual. Marriage has been shown repeatedly to make people happier, healthier and wealthier.

The case for wealthier:

It has been shown that married people fair better in employment particularly with regards to earnings. This is most apparent when a large portion of unpaid labour in the home is performed by only one of the married persons; in traditional relationships this is usually a woman. This unequal division of labour provides the working partner with greater freedom to dedicate themselves to their work, become more specialised, receive promotions and ultimately earn more. This greatly increases the combined wealth of the couple. Baxter and Gray (2003) found married men earn 15% more on average than unmarried men.

In addition to increased earning potential marriage creates wealth in other ways depending on the specific tax advantages within a country's system. Marital status is a determining factor in receiving benefits, rights and privileges. Some of the financial advantages that may be available within marriage are health insurance, inheritance rights, no estate tax and a lower tax rate for joint filing.

The case for happier:

The Australian Survey of Social Attitudes of 2005 undisputedly discovered that married people were considerably happier. 78% of married people rate themselves as 7 or above on 0-10 scale, compared to 63% of the never married. In fact married couples were also happier than de facto couples. Married people were more likely to be in the very happy 9-10 range, 32% compared to 21% among de facto couples. This indicates that marriage itself and not simply being partnered influenced happiness positively. These results have been replicated elsewhere. Data from a 15-year study of over 24,000 individuals living in Germany also indicated that people who get married and stayed married are more satisfied with their lives than their unmarried counterparts.

Casting aside discrepancies between genders, which is a discussion for a whole other article, the fact remains that married people do report higher levels of happiness than unmarried people.

The case for healthier

De Vaus (2002) concluded that marriage is a protective factor against social pathologies, greatly reducing the risk of mental disorders such as depression. He found that married men had better mental health than single men and that married women also had the best mental health. A 2002 study conducted at La Trobe University in Australia revealed that married women with children were the least likely to suffer mental health problems. Single men are twice as likely to commit suicide as married men. (Miller-Tutzauer et al, 1991).

Life expectancy is increased through marriage. Mortality rates for single men are 250% higher than married men. Single women have mortality rates that are 50% higher than married women (Ross et all, 1990). This research demonstrates that marriage protects both men and women against mental disorders and increases life expectancy. These are all good things really.

Enough dry statistics. Lets talk about something more controversial. Same-sex marriage.

Since 2001, five nations have made same-sex marriage legal, namely the Netherlands, Belgium, Spain, Canada, and South Africa. In the United States, Massachusetts is the only state to recognize same-sex marriage under the name marriage whilst several other states offer civil unions or domestic partnerships, which grant same-sex couples some or all of the same rights under state law granted to married couples.

Civil unions are a separate form of legal union open to couples of the same sex. Denmark was the first country in the world (in 1989) to extend the rights and responsibilities of marriage to same-sex couples under the name of registered partnership. Civil unions (and registered partnerships) are currently recognized in 24 out of 193 countries worldwide.

Without question stable relationships are better for society. Being happier, healthier and wealthier can only impact positively. It reduces the need for society to support its members as each spouse looks out for the other often providing care that would fall to a public health or social welfare system.

But with de facto status often granted to same-sex couples is there a need for same-sex marriage? Absolutely. Marriage and living together are not the same thing. Brown and Booth (1996) found that cohabitation typically does not bring the benefits--in physical health, wealth, and emotional wellbeing--that marriage does. This is partly due to the tendency of cohabitants orientation towards personal autonomy over the wellbeing of their partner and also due to commitment discrepancies.

Cohabitating couples do not have the same level of commitment. Although married couples often succumb to the same problems and issues as those who are merely cohabiting, marriage provides a level of commitment legally, emotionally, financially and socially. It is much easier to leave a relationship without these entanglements.

When society doesn't value your relationship it is harder to value it yourself. Society labels same-sex couples as second-class citizens by denying them the opportunity to validate their relationships. This has consequences not just for the individual or couple but also for their entire extended family. Same-sex couples exist within a family unit. They are someone's daughter, son, niece, nephew, grandchild, sibling, cousin, aunt, uncle, parent or grandparent. The toll taken on a family that experiences the discrimination and exclusion of same-sex individuals within their family is understated and often ignored.

If we acknowledge that to love freely and have your love recognised by society is a fundamental right and that there is absolutely no difference in the ability of same-sex couples to care for each other, then the law of marriage should apply to same-sex couples as well.

Marriage establishes a spouse as a next-of-kin. Your next of kin is involved in practically every legal matter, from medical decision-making to property rights to funeral arrangements. It is a severe violation of human rights to deny this to same-sex couples.

Homosexuality is no more a choice than heterosexuality. Denying same-sex couples the right to marry will not stop same-sex couples from having loving committed relationships. What it will do is perpetuate prejudice and intolerance to the detriment of the individual, the couple and society as a whole.

Same-sex couples pay the same taxes, fight the same wars and abide by the same laws and responsibilities as other citizens, this is reason enough to grant the same rights.

To claim marriage as a tradition is to suggest that traditions are immutable. Marriage as an arrangement has changed significantly over time. Women are no longer considered their husband's property, divorce is legal, interracial marriage is legal, polygamy is prohibited, and marital rape is considered a crime. Customs and traditions change and are not justification enough for violating human rights. Same-sex marriage is just another branch in the evolution of the institution of marriage.

0

Source: http://kaal-news.blogspot.com/2012/03/great-marriage-debate-relationships.html

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Autism far more prevalent than believed | Health X Pert Articles ...

If you?re a Dr. Oz fan, you may have heard of the latest news in weight loss ? raspberry ketone. The supplement, according to a weight-loss expert on The Dr. Oz Show , will help your body ?think it?s thin? and burn body fat in as little as five days of taking the supplement daily. Raspberry ketone pills are derived from raspberries, which are known for having metabolism-boosting properties . According to Dr. Oz?s show, raspberry ketone pills contain the concentrated benefits of 90 pounds of raspberries, so just 100 mg a day of the supplement will supposedly help your body burn fat. So, does it work? Studies have found that it does (at least in mice!). One study found that mice fed a high-fat diet did not gain weight after regularly being given a dose of the supplement; another study found that raspberry ketone, in mice, increased the amount of adiponectin , a hormone that ?naturally tricks your body into acting like it?s thin,? according to Dr. Oz. In general, raspberry ketone pills are known to be safe , but of course finding the right, trustworthy brand is key (especially since dietary supplements are not regulated by the FDA), and it?s important to note that no long-term studies have been done in humans. And while Dr. Oz touts the benefits of raspberry ketone, even he is quick to note that taking the supplement isn?t a substitute for diet and exercise, but rather a way to help ?get you over the hump? when starting a weight-loss routine. Are you buying the so-called benefits of raspberry ketone? Let us know if you?ve tried it and what you think in the comments! Source: Flickr User Muffet Have You Ever Taken Raspberry Ketone? Yes ? I?ll let you know what I think in the comments. No ? I?ve never heard of it/I don?t think it works.

Source: http://healthxpert.org/autism-far-more-prevalent-than-believed/

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Communication | Business and Phone Broadband Deals Throw up ...

?Make sure you compare and switch for better broadband deals
As more broadband providers enter into the foray for providing faster broadband speeds, the scene gets even tougher. With more and more customers demanding better and faster broadband speeds, the providers have to offer the same in order to stay in business. At the same time broadband technology is undergoing major changes for broadband offered through fibre optic network which promises to deliver faster broadband speed. Customers require faster broadband connections for they wish to enjoy...

?Sky Broadband Packages make sure you are well connected
Sky broadband packages all have speeds of up to 20 Mb and you don?t even have to register for the digital television service in order to receive it. However this does mean you will have to book the Unlimited deal. If you add the home phone calls service to the broadband too, then it will save you even more money. There are different broadband packages for different types of internet users so whether you are a light, medium or heavy one, there will be a right deal for you. The main advantages...

?BT Broadband Package deals are worth a steal
BT can link you up to your broadband package in no time, with skilled engineers and a reputed customer service unit which is always there to help you get the most out of your service. Customers who sign up to BT Broadband Packages usually make huge savings on their deals. Buying a broadband package has never been easier than with BT, who is the UK?s leading telecommunications company for a good reason. With millions of customers and thousands of skilled workers, BT has made its name for...

?Finding the Best Wireless Broadband Deals
If you want to get wireless broadband it makes sense to shop around before you decide which company to go with to get the deal you want. This article will give some advice on how to do this in the best possible way. Would you know where to start when it comes to getting BT wireless broadband or a similar service from any other company? We all know how good broadband can be, but this doesn?t make it an easy decision to choose any one particular service from a particular provider. So how can...

?Why data usage is everything when it comes to choosing your BT broadband deal
To access the internet, we had to use dial-up modems until the late 1990s. This was incredibly slow and it took forever to achieve anything online, as well as the fact that it tied up your phone line so nobody could call in or out. However, when broadband was introduced, it came with faster speeds and a constant connection so the phone line was not compromised. BT are one of the leading broadband service providers in the UK, with two dedicated BT home broadband and BT business broadband areas...

?Great deals on some excellent Sky Broadband Packages
Find some brilliant deals on Sky Broadband today. There are some fantastic deals at this website where you can get some excellent packages with a whole host of extras. Sky Broadband Unlimited is perfect for movie fans and those that like to download. You get unlimited downloads and speeds of up to 20 Mb, you also get access to Sky Player, 10 free Sky email accounts, a free wireless router plus much more, also installed for free. You can get several great deals on this unbelievable package so...

?BT Broadband Packages
Customers of BT can receive many benefits, from great deals on packages to customer service which is second to none. With BT?s services covering most of the UK, customers are always pleased with the great service they are receiving. BT can offer a great broadband and telephone service, whereby the use of the telephone is not affected by the broadband being used, and vice versa. The cost of BT broadband packages can also be kept low by bundling all your services in the same package, and...

?Providers Try To Outdo Each Other In Race For New Customers
With competition so fierce on the broadband bundle market, you will have no doubt noticed a number of advertising campaigns from the major providers. From Yorkshire?s very own Plusnet to BT and Virgin Media, there is a broadband and phone war currently going on. Yet if you are careful and do your research there are deals to be had. Now where do you start is anyone?s guess. The number of companies that are currently offering a broadband and phone package is well quite staggering. Firstly...

?BT Faces Stiff Competition With Their Broadband Bundles
When you decide to compare broadband packages you will need to do a lot of research. This is because currently there is a lot of fierce rivalry out there. From Sky to Virgin Media and Talk Talk, each provider is offering a range of packages to entice new customers and to keep existing customers loyal to their brand. There are a number of companies who are extremely cost effective and are pulling no punches in the broadband game. For example Plus Net has been leading the way over the past...

?Finding the Best Broadband Deal
The most important thing when you are considering getting broadband is to know which type of broadband you want to get. But you also have to find the best deal on the market today, as this article reveals. Are you looking for a good broadband service you can rely on? With so many different deals on the market today, it can be difficult to discover which one is best for your needs. This means it is vitally important to check and see which ones are available and how they compare to each...

Source: http://www.bharatbhasha.net/communication.php/362145

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Check Out the Impact Video Marketing Can Have on Your Online ...

If you want to drive better traffic to your website and make a good impression on them, you?d be surprised as just how effective on-site videos can be for getting the results you want. The following outlines ways to use videos to your fullest advantage to get conversions, enabling your business to succeed like never before.

Welbeck Group
Step One: Promote Videos With Twitter

Any of the marketing videos that you create, no matter what purpose they are supposed to serve, should never be boring. Ensure that the viewer is excited and intrigued by your product or video, and get them invested in your pitch. Essentially, you should keep your video very active. Attract the viewer into the experience of watching your video by cutting from scene to scene. Make sure your customers are interested. A storyboard is an excellent place to start out on your video campaign and will help the video making process move more smoothly and keep your ideas coherent. After you start to establish your outline, spark your own creativity and think of new ways to inform and entertain the viewer. If you want your video to stand out, you have to be creative and innovative in your methods. Also, you need to make sure you grab their attention from the outset, for far too often audiences will just go to the next video if it doesn?t hold them. As soon as you figure out the overall nature of the video, outsource the video editing to a professional so you can get it looking good. At the end of the day your video has to stand out with its creativity and its message in order for you to succeed.

Make A Video Blog For Your Business

It doesn?t take a whole lot to mix up your target audience with another, and this goes both ways. Therefore, you have to be certain about who exactly is your target audience, know what they are searching for, understand them, and understand what they are in need of. Like other types of marketing, the success of your video marketing campaign will depend greatly on how you satisfy the needs of your target audience. If you are on the internet and want to sell a service or a product, you need to familiarize yourself with the specific demographic you are interested in so you can have a good idea about how to increase the income of your business. Keep that in mind when creating a video for your business so you can be sure that each video you create will satisfy a certain demand and in return, garner more profits.

With each passing day the Internet becomes more and more integrated in everyday life. Video marketing is growing along with the strength of the Internet. Just do what you need to do today to get this started, so you can enjoy more benefits sooner. It doesn?t take much, just a bit of intelligent action and you?ll see great results.

28. March 2012 by admin
Categories: Uncategorized | Tags: krwe | Comments Off

Source: http://scotweb2.co.uk/check-out-the-impact-video-marketing-can-have-on-your-online-business

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Cloaks for hiding heat

Proposed shield could protect computers or satellites from high temperatures

Web edition : 1:48 pm

A new type of invisibility cloak could take the heat off hot devices. A theoretical cloak that can shield a protected area from intense temperatures is described online March 26 in Optics Express.

?You can just dress your satellite in a thermal cloak,? says study author Sebastien Guenneau, of the French National Center for Scientific Research and the University of Aix-Marseille. A heat cloak just 1 or 2 centimeters thick might potentially protect a satellite from overheating as it re-entered the atmosphere, he says.

Until now, most invisibility cloaks have been made from metamaterials that guide light waves around a certain region of space, obscuring anything that lies within from sight. Similar cloaks have been designed to distort the trajectory of sound waves.

In the new study, similar ideas were applied to bend heat as it disperses in space. In a two-dimensional cloak, most of the heat could be manipulated to move around a cloaked region 300 micrometers across, or the size of a typical amoeba.

Though heat isn?t completely blocked, but only slowed, from dissipating into the cloaked area, Guenneau says there are potential applications for preventing materials from heating up too fast.

As computers are made on smaller scales, it?s harder to incorporate fans or heat sinks to deal with heat, says Nicholas Fang, a professor in mechanical engineering at MIT. This paper ?opens up new opportunities to dissipate the heat laterally, uniformly through all directions,? he says.

Guenneau?s team also describes another theoretical tool that uses metamaterials to direct heat within a specific region, which could be useful in building better solar panels.

Found in: Matter & Energy

Source: http://www.sciencenews.org/view/generic/id/339529/title/Cloaks_for_hiding_heat_

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Lots Of Individuals Have Heard About Buying And Selling Domain ...

If you want to use domain name search and build a web business from the ground up, then you simply have to accept the fact that daily decision making is part of the game. It is always the very early stages that pose the greatest threat to success or even continuing with the endeavor.

It has practically become a daily event for there to be some sort of internet marketing launch which claims to explain to you how to succeed on the internet. A technique that has been around for quite awhile is the domain name marketplace which still has the possibility of making you some easy money. A domain name can in fact have a value and be sold just as a website that belongs to you can also be cashed in. How domains can be sold for a nice return is something we will now explore.

You can take any one of these methods and really go all out in your business because they will open up new venues for you, to be sure. You probably know that a great many will overlook or ignore this encouragement, but all that matters is what you will do or are willing to do. Most likely you are familiar with which franchise marketing strategy or at least aspects of it. One solid piece of advice we can give you is to learn more about the history of anything involving marketing methods and things of that nature, and that is why marketing forums can be so valuable.

If you want to get the absolute most from which franchise marketing strategy and all it has to offer, then you will need additional information. We do realize that is an obvious statement to many of you, but that is not the case with everybody. Those who are newer to business on the web would not necessarily consider the need or importance of things like a solid foundation, for example. We make every effort to cover as much as we can when we produce our articles, but just remember you will be receiving an incomplete set of guidelines. The very best thing is to maintain an open mind, and look to see if there may be something you can extract and apply it in your business. If you are new to the domain niche it is worth mentioning that there are individuals involved which are professional domain flippers and so the types of names that made people millions were registered many years ago. The dot com extension is the most valuable and the one word sort of domains are long gone when it comes to availability as they are for nearly all of the others such as dot net and dot org. However, there is still good money to be made if you understand what you are looking for and this calls for you to become familiar with the marketplace.

The first type of domain we can look at are short domains and as a basic guideline the shorter the name the more precious it can be. One of the reasons these can be attractive to potential buyers is they may be seen as brandable especially in these days of web 2.0 sites that have concise quirky names. It is apparent that the combination of letters should have some meaning to them or sound as having a certain amount of potential. Put simply a random mix of the wrong letters would have hardly any appeal to someone so it is a matter of your own sound judgment and seeing what else is sold in the marketplace.

Another kind of domain extension are ones that refer to a specific country and this is being given additional attention in the domain industry. The reason is that there are still domains available in potentially high value markets that could therefore make profitable investments. If you learn from the product sales being made, you can posture yourself to make some cash flow as well. Sedo is one of the largest sites online for marketing domains so you need to see what goes on there and sign up for a forum like NamePros or DNForum.

There is a learning curve initially and if you acknowledge this, you can start to generate profits from the domains you own.

Discovering new methods and strategies is part and parcel of online business, so do not feel like it is just, you. Each particular strategy involving create domain name that you read about has much more to learn because there are finer details about different scenarios, for example. Regardless of the technique, augmenting it with additional knowledge will only increase your ability to use it more effectively.

The old saying, which is really not that old, is the paralysis of analysis; that is talking about staying in your head too long and not getting physical with actually building a business.

So let?s take a quick look at what you have discovered regarding organic truffles domain name search and your business. Also, there is no way we can leave out at least a few important words about create domain name because it is intertwined with the former. What you will have to do is work the two of them either together in one campaign, or of course they can be used in different campaigns. So, with that I want to say that you will really appreciate what is in store for you. Simply follow me to wedding venues north west website and see the online programs offered where I will explain everything, and then you can start expanding your horizons.

Source: http://internetbasedbusinessarticles.com/144362/lots-of-individuals-have-heard-about-buying-and-selling-domain-names-but-will-it-be-rewarding/?utm_source=rss&utm_medium=rss&utm_campaign=lots-of-individuals-have-heard-about-buying-and-selling-domain-names-but-will-it-be-rewarding

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Actual Meaning For Home Based Business Network Marketing

If you keep hearing people talking about going into home based business network marketing, but you can?t quite figure out what it?s all about, then keep reading for the next two minutes. This article will explain what it is and why you should consider finding one that works for you.

When some people hear the term, network marketing, they think about the home shopping channels on TV. That is not what this is about. It is another way of saying multi-level marketing. It is a method that many individuals have used to make a lot of money and accomplish many of their dreams.

No matter what you call it, home based business network marketing is exciting because you get to work with a group of people who have the same goals and desires of success. When the people your bring into the program do well, so do you. When it is done correctly, everyone works together and nobody is left all alone.

Network marketing companies sell a product or a series of products to their members.

The members make a minimum monthly commitment to buy the products. They have to option to buy more than is required and sell them to people they know or at a swap meet, etc., for a higher price. In that past, that was encouraged by most MLM companies, but in more recent years, the emphasis is mainly on buying for personal consumption purposes.

The way money is made is by referring other to join your program, and they will also buy the minimum amount per month. It generally runs between $ 50 and $ 100. The people you refer personally are said to be on your first level. When they refer their first level, those members are said to be on your second level.

Your downline will extend several levels deep, usually between five and ten, according to how the company is set up. When anyone in your organization buys, you make a percentage. Similarly, when ever you purchase, everyone in your upline makes money.
Over time, significant monthly residual income is possible by building a large organization. It requires duplication. You must train your referrals how to refer others and they must do the same. Everyone needs to keep referring so your team can grow.
It is possible to have hundreds of people in your downline making you many thousands of dollars every month. Home based business network marketing is not a way to get rich quick. Most people do not get rich from it, but with consistent work, it is possible to replace a lost income or fire your boss.

Home based business network marketing is exciting for many reasons. It really is not hard to understand how it works. It?s a way to make money while helping others to be successful. When others on your team do well, it helps you, so it is in your best interest to train them well. Everyone buys the company products each month, and you make money from all the people on your team below you, just as the team members above you make money from your sales. By referring others and teaching them to refer others, you can earn some very decent money.

Learn more about what a home based business network is and why you should consider finding one that suits you now in our complete guide to online wealth on http://www.positiveattitudetowealth.com/.

Barry Trotter would love to help you discover the secret to financial success online and get started on your own path towards success and financial growth! Please visit http://www.positiveattitudetowealth.com/ for more information.

Source: http://www.a1article.net/home-business/actual-meaning-for-home-based-business-network-marketing-55871.html

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Dominant Tseng roars into Kraft Nabisco

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Limerick Massage Center Posting: The Life Of A Massage Therapist.

Limerick Massage Center Posting Massage therapy involves the administration of mixtures of particular physical manipulations applied in an organized approach, with varying intensity, focus, pace, as well as tempo, to the soft tissue of your entire body. Massage therapy is considered to be modern treatment. Within the terms of range of practice, it provides neither remedy nor therapy of a specific illness or even ailment. Your massage therapist strives to alleviate, with the use of suitable touch, signs and symptoms such as muscle tissue ache as well as joint pain. Massage therapy improves blood circulation and lymph. It offers stress lowering and helps to calm the sympathetic neurological system, while stimulating the parasympathetic process and motivating your body to relax. Massage therapists use their hands to work the soft tissues and muscle tissue of the human body. Massage practitioners go through extensive training to get acquainted with the physical framework of the entire body to be able to comprehend the best way to reduce muscle stiffness. Massage therapy is used for any number of reasons such as helping overworked muscle tissues, supporting general health, decreasing stress, and recovering out of bodily injury.Therapeutic massage practitioners kept about 118,000 jobs within 2006. About 64 % were self-employed. There are several more people that practice therapeutic massage treatments as a secondary income source. As a result, several market sources calculate that 200,000 people practice therapeutic massage in some capacity. Of those self-employed, most held their own personal business, and the rest labored as independent contractors. Other people located work in salons and spas; the offices of physicians and chiropractors; health and fitness as well as recreational sports centres; and hotels. Although massage therapists can find jobs throughout the country, work is targeted in urban centers, as well as resort as well as destination locales. Important qualities for massage therapists consist of strong communication abilities along with a pleasant character. The opportunity to help make customers feel at ease is very vital in this enterprise. Trust among a therapist and his/her clientele are important elements for fulfillment in the profession and are necessary for not just keeping but growing a customer base.The work view with regard to massage therapists is actually forecasted to become much better than typical within the upcoming years. The growing human population, increasing personal earnings, longer life spans, as well as an increasing acknowledgement that massage is helpful to reduce stress, relieve discomfort, as well as enhance all around health all bring about an elevated demand for these types of workers. Elements affecting long-term growth incorporate financial well-being and also the degree that insurance providers as well as HMOs may reimburse just for this support. Graduate students carry out therapeutic massage in health spas, resorts, fitness centers, retirement homes, country clubs, private hospitals, chiropractic offices, long-term care facilities, and treatment centers, or even may be self-employed. Licensing or certification examinations are separate from graduation demands. Reflexology uses massage techniques to help relieve anxiety, improve the circulation of blood, as well as encourage enjoyment as well as recovery. Often, reflexologists use resources that help the (blank) targeting and introducing much more force on particular areas. The advantages derived from reflexology by people with anxiety are generally from the healing effects. Massage actions tend to be gradual and deliberate, permitting the individual to unwind and calm your brain. As a consequence, heart rhythm is controlled and also the patient is better able to relax. It is the desired form of treatment for many individuals since it is non-invasive, does not require medication, as well as in its most elementary form, doesn?t need the usage of special gear. This information was created by Limerick Massage Facility

Source: http://www.fs-air.org/health-news/limerick-massage-center-posting-the-life-of-a-massage-therapist/

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San Mateo Loan Refinance Specialists Warn Lower Loan Limits ...

San Mateo, CA (PRWEB) September 20, 2011

When the housing market froze up in 2008, congress passed legislation to temporarily allow higher loan limits on Fannie Mae and Freddie Mac conforming loans, moving the ceiling from $ 625,500 to $ 729,750. The higher loan ceiling is set to expire on October 1st, and is unlikely to be extended. San Mateo FHA loan experts Mortgage California urge homebuyers to move now to take advantage of the higher limits while they are still available.

The higher limits have really helped people get into homes here in the Bay Area. Once those limits reduce, there will be fewer options for those trying to get into the real estate market. Ive been talking to all my buyers and giving them fair warning that the time to move is definitely now, said Alan Russell, a local mortgage professional.

Mortgage California explains that waiting to purchase a home could change the nature of available financing from the low-interest conforming loan to a jumbo loan, which typically carries higher interest and is more difficult to secure.

On the Mortgage California blog, they give an example of a $ 900,000 Bay Area home. Under the current conforming loan limits, a homebuyer could put down 20% and get a conforming $ 720,000 loan. But after October 1st, that home would no longer be eligible for conforming financing.

So, what does that mean to you? If you buy the same $ 900,000 home and put 20% down, your loan will now be considered a Jumbo loan. Rates on Jumbo loans are typically 1-1.5% higher, so if today you could get that loan for, say, 5% your payment would be $ 3865.12. The same loan amount using the Jumbo rates would be 6-6.5%, bringing your payment to $ 4550.89, explains Mortgage California. They note that over 30 years, the difference totals more than $ 246,000. The only other option for bringing down the monthly payment would be to shell out a larger down paymentnearly $ 100,000.

Mortgage California says that for anyone looking to purchase a home or refinance a loan, now is the time to move forward.

For more information about the upcoming reduction in conforming loan limits or any of Mortgage Californias products or services, call them at (650) 425-3287 or visit them online at wwwmortgagecalifornia.com.

About Mortgage California

Mortgage Californias primary mission is to serve customers looking to purchase or refinance residential real estate within the state of California. To best achieve this goal, Mortgage California has established a powerful lending environment they call their Banker ? Broker platform. With this unique combination of strength and flexibility, Mortgage California can originate and fund loans internally using their private mortgage bank, or, when necessary, broker loans to one of America?s top wholesale lenders.

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Source: http://freereleasepress.com/san-mateo-loan-refinance-specialists-warn-lower-loan-limits-imminent/

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AzTtec PC case mod takes the Thermaltake Level 10 GT back in time

The Thermaltake Level 10 GT PC case is quite a sight on its own, but it's also proven to be popular among case modders, who have taken things to some considerable extremes in the past year. One of the most impressive to date is this so-called AzTtec mod by bit-tech.net member dmcgrath, who's ditched the usual LEDs and gaming inspirations in favor of something that makes even steampunk look thoroughly modem by comparison. To do that, he carved the enclosure you see above by hand out of a material called Balsa Foam, and then proceeded to painstakingly paint it and adorn it foliage and other tiny details. Hit the source link below to examine it up close.

[Thanks, Antony]

AzTtec PC case mod takes the Thermaltake Level 10 GT back in time originally appeared on Engadget on Thu, 29 Mar 2012 05:24:00 EDT. Please see our terms for use of feeds.

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Source: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/Cg0PMO0zyy8/

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Blood Sugar Goal Levels in Diabetes ? Make up by Camilla

Blood Glucose Levels Targeted Ranges in Diabetes

Diabetes is really a ailment wherein higher than normal quantities of Vitamin D Deficiency sugar pass from the circulatory system, a poor situation that may, through time, damage the body?s internal organs and blood flow procedure. A principal target for people today with diabetes mellitus is usually to control and manage the degree of these bloodstream sugar levels (available as sugar).

With the man or women with diabetes mellitus, understanding the degree of sugar from the blood is vital in determining nys of health and fitness and the way nicely their suffering from diabetes situation is remaining handled, a principal job for everyone people with diabetes.

Property blood sugar levels monitoring

Performing a self applied-employed blood check is really a time-to-time program for almost all people with diabetes and vital for them to be aware of the standing of your blood sugar that identify their suffering from diabetes situation. Some people today with diabetes mellitus may perhaps only result in the check once every day though other folks may perhaps should have to look at numerous blood lab tests all the way through the morning so that you can added directly keep an eye on the negative impacts of these intake of food and exercise session quantities that have fun with a substantial operate from the fall and rise of sugar levels.

The domestic blood check is carried out using the support of an little palm-kept testing device that gives an electronic digital examining immediately after the effective use of a little droplet of blood through the conclusion of an finger ? received immediately after generating a little pinprick that has a special lancet developed for your target.

The two main major blood Metformin mister level locates to shoot for, regarded because the fasting blood glucophage Side Effects mister level and the submit-prandial bloodstream sugar levels level.

Fasting blood check

In the usa, blood sugar levels are tested in mg a deciliter (milligramsFor eachdefensive line) along with a lot of nations around the world they can be tested in millimoles a liter (mmolFor eachR)

The fasting blood check is commonly developed the next day immediately after a evening of rest and before having. Good Us Diabetes Relationship, the normal variety for fasting blood sugar for just a man or women who won?t have diabetes mellitus is 70 to 100 milligramsFor eachdefensive line (some to 5.6 mmolFor eachR)

With the man or women with diabetes mellitus, the Us Diabetes Relationship proposes a fasting blood sugar levels a higher level 70-130 milligramsFor eachdefensive line.

The submit-prandial check

Soon after having foods, the sugar from the blood enhance based on the mister content of your foods eaten along with a balanced not-suffering from diabetes man or women they commonly return to normal quantities immediately after about two hours.

With the submit-prandial check, the test considered two hours immediately after dinner, the advisable concentrate on level might be a smaller amount than 180 milligramsFor eachdefensive line (

Healthcare blood lab tests

Additionally, there are crucial blood lab tests to identify sugar levels which might be requisitioned by way of a physician. With the man or women with diabetes mellitus, these blood tests are commonly bought frequently at about several or some-thirty days periods, referred to as the A1c (or variously because the glycated hemoglobin check or glycosylated hemoglobin check). The A1c blood check effects, received immediately after substance study, give an indication of your sugar levels who have been around in the course of the last 12 7 days time period around. The exam will depend on the actuality that blood cellular material are constantly remaining developed with the physique and also have a lifetime of about 3 months. Some of the hemoglobin substances in individuals blood cellular material can have sugar attached to them and the A1c measures the proportion of hemoglobin cellular material which do get them affixed.

The A1c concentrate on quantities

The mark for your A1c quantities for your not-suffering from diabetes man or women might be below 6 Pct, for your man or women with diabetes mellitus, the Us Diabetes Relationship suggests that the typical variety need to attend a smaller amount than 7Pct.

Healthcare blood lab tests give an study of numerous other crucial blood things, just like cholestrerol levels, tryglycerides, that may support the physician identify a person?s condition of health and fitness.

Source: http://makeupbycamilla.com/?p=2319

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Oil prices fall as supplies grow

NEW YORK (AP) ? Oil prices dropped 2 percent Wednesday amid indications that Western nations may be considering a release of oil reserves onto the world market. In the U.S., the supply of oil is already ample, and growing.

Benchmark U.S. crude fell $2.27 to $105.07 per barrel in New York while Brent crude lost $1.67 to $123.87 per barrel in London.

Prices tend to fall as supplies go up. U.S. supplies surged last week by twice the amount that analysts were expecting, according to government data released Wednesday. And French officials said the U.S. and Europe are thinking of supplying markets with more oil from emergency reserves in hopes of pushing prices even lower.

The tactic briefly worked last summer. At the time, the concern was the loss of Libyan oil, then about 2 percent of global output. This time, policy makers are concerned that a prolonged standoff with Iran could disrupt supplies.

Western nations fear that Iran is developing a nuclear weapon, and they've been putting pressure on the oil-rich nation to open its facilities to inspection. Iran denies the claim, though it has turned away international inspectors who could confirm it.

As both sides dig in, Japan and the European Union have cut back on imports of Iranian oil. An international banking service company has also made it more difficult for Iran to sell oil to other countries. Iran is the world's third-largest oil exporter, and the potential loss of its oil on the market has driven oil prices about $15 per barrel higher than they otherwise would be, analysts said.

On Wednesday, France's government said it is considering a release of emergency stockpiles as part of a U.S.-led effort to cool off the rise in oil prices. Government spokeswoman Valerie Pecresse said France is waiting for recommendations from the International Energy Agency before tapping its reserves.

In Germany, a spokesman for Chancellor Angela Merkel said the government had received no official request to release its reserves. "If there were concrete proposals or requests, we would examine them," Steffen Seibert told reporters.

The rise in oil has driven up U.S. gasoline prices by 19 percent this year. The national average climbed Wednesday, adding more than a penny to $3.911 per gallon, according to auto club AAA, Wright Express and Oil Price Information Service. Experts say gasoline could rise as high as $4.25 per gallon this year, breaking the record of $4.11 per gallon set in 2008.

In other energy trading, heating oil lost 1.97 cents to $3.1989 per gallon and gasoline futures fell by 3.59 cents to $3.3697 per gallon. Natural gas futures gave up 3.8 cents to $2.17 per 1,000 cubic feet, close to a 10-year low.

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Follow Chris Kahn on Twitter at http://twitter.com/ChrisKahnAP

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Associated Press Writer Pablo Gorondi contributed to this story from Budapest, Hungary.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/f70471f764144b2fab526d39972d37b3/Article_2012-03-28-Oil%20Prices/id-4d45d8af6a0140bfa27f42b0a91b3bc7

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